Income protection is by far the most commonly searched and most needed insurance product on the market today. In our experience, people are most often put off by the sheer cost it takes to insure only a small portion of their income. 

This, however does not need to be the case. Over the last few years the insurance market has evolved. There are now over 10 different products available from 5 different companies to insure you have money to pay your bills in the event that you are disabled or sick. 

Making sure we find the right option for the client is important, which is why when we sit down with you for an initial consultation, we will not only find something that does what it needs to do to secure your lifestyle, we will also make sure that it stays within the budget so that it is affordable. 

We guarantee that we can find a solution for every client. Whether that is ensuring the mortgage is paid, the rent is paid, or the bills get paid. There is an affordable option for everyone. 

We have all heard the stories about Medical Insurance. The ones where it’s so expensive, that the average person can’t afford it, and that it’s no better than the public health system. 

Well we can tell you now that not only is it affordable for the vast majority of people, it is also brilliant value for money when you get ill and need medication or treatment that quite simply is not available through the public system. 

The difference in quality between policies however can be huge. That is why we only work with the companies that offer the top 4 independently rated medical policies on the New Zealand market today. 

Medical Insurance might not be the biggest priority when assessing your insurance needs, but if you have a policy already, or were interested in finding out how much it costs, then there is absolutely no harm in enquiring.